Mortgage Protection Insurance for my UK home. I need it, but which insurance company shall I choose?

I have been offerred mortgage payment protection insurance by my mortgage lender, but it seems a bit expensive. I think my job is OK, but I do worry as there have been a few people made redundant recently

Help Mortgage lenders!! I am suppose to close on a house today!?

I was suppose to close on a loan today at 3pm and the loan officer calls me up last night at 6 pm and said that she didnt factor in the right amount on the real estate taxes, PMI, and house insurance. Now the payment she quoted us from the beginning and what was on the Good Faith Estimate has jumped $300