Mortgage Protection Insurance for my UK home. I need it, but which insurance company shall I choose?

I have been offerred mortgage payment protection insurance by my mortgage lender, but it seems a bit expensive. I think my job is OK, but I do worry as there have been a few people made redundant recently

If you buy a home without an agent or with a discount agent, how do you shop for title insurance?

Even if you work with full-commission (3%) agents, they just work with their favorite title insurance companies. They don’t comparison shop the best deal for you. How do you find out the quality of service of a title insurance company?