Home Owners Insurance – What to look out for?

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We are currently looking for home owners insurance for our new house (first house) and now I have a few questions: 1) What are the “important” questions to ask while getting a quote? 2) So far I received several quotes already and all of them vary quite a bit. What are the most important points I have to look at, so I can compare “Apples-to-Apples”

On average how much more would the cost be for insurance for a house with a pool?

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We are thinking about buying a home in So Cal that is a 4 +2 house on a 10,000 sq ft lot. The house has a pool though, and our concern would be what the cost of insurance would be. The pool is deep, and there is no diving board, and at the present time there is no fence.

If you buy a home without an agent or with a discount agent, how do you shop for title insurance?

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Even if you work with full-commission (3%) agents, they just work with their favorite title insurance companies. They don’t comparison shop the best deal for you. How do you find out the quality of service of a title insurance company?

how much experience would you expect your auto/home insurance agent to have> 1,2,5,10 years, how many?

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I am intrested in becoming an insurance agent, I am a 20 year old husband, father, career oriented man who knows what he wants in life? I have bee in the insurance world of sales, claim reporting, bill pay, customer relationship management for two years

How can you have a great financial credit score but a lousy home insurance credit score?

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My wife and I are in the process of buying a house. We were able to get an 80/15/5 mortgage totalling about $450,000 with no problems since our credit scores are both in the 780s. However, when we applied for home insurance we got rejected