Where can I purchase laptop insurance if I don't have home insurance?

I know about Safeware, but I was wondering if there are other companies I can purchase it from, especially where I have the option of a deductible to lower the premium cost. This needs to be for coverage in the USA because many of the companies online who offer laptop insurance are based out of the U.K.

If you buy a home without an agent or with a discount agent, how do you shop for title insurance?

Even if you work with full-commission (3%) agents, they just work with their favorite title insurance companies. They don’t comparison shop the best deal for you. How do you find out the quality of service of a title insurance company?