I was told by my ex that a home insurance agent was coming to look at the INSIDE of my house. I was under the impression only appraisers came to look at the inside of your home. Do home insurance agents do that now too? What’s the cheapest home insurance?
Best reply by ettie:
Nope, they can look at the inside, too. They’re checking for certain breed dogs, they’ll check your electric box, they’ll check for unrepaired damage, and they use info like wallpaper, tile, vinyl flooring, to calculate the replacement cost of your house.
An appraiser doesn’t come out until after the claim. The agent is doing “front line underwriting” and establishing the value of your house.Try this site
http://best-home-insurance-comparator-usa.blogspot.com/
Here you can get quotes from different home insurance companies in your area, its the best way to find an affordable home insurance with a reliable company.
Read the original question on Yahoo! site
Is it standard procedure for home insurance agents to visit your house before they insure it?
Sure they can come in would you want to insure something without knowing it’s it true value or cndition?
I could tell an agent my floors are marble and my counters are slab granite and they could come in and see I have formica and linoleum.
They usually come by within a couple of months, this is standard. Not a big deal.
Liberty Mutual has the best rates as of a couple of weeks ago.