Money tip: Filing insurance claim may not pay off in long run

Christine Moriarty, of Bristol, Vt., paid homeowners-insurance premiums for nearly a decade before she filed a claim. A lightning strike fried her laptop computer. Several years later, she filed a claim for a puff-back of her furnace that left four rooms soot-covered.

How To Buy the Right Homeowners Insurance for You : How to Lower Home Insurance Premiums

Learn options for paying insurance premium for homeowners insurance in this free video series that will explain all the different caveats of homeowners insurances policies. Expert: Romie Brown Bio: Romie Brown is a 1992 Graduate of the University of Toledo with a degree in Bachelor of Arts, Public Relations.